Life & Wealth Talk with Ian respects your privacy and is committed to protecting your personal information in accordance with the Philippine Data Privacy Act of 2012 and its implementing rules and regulations.

When you use this website, submit a form, book a consultation, or contact us, we may collect:

• Full name

• Email address

• Mobile number

• City or general location

• Preferred contact method

• Financial planning goals or inquiries

• Information you voluntarily provide in messages

• Appointment details

• Website usage data, such as browser type, device information, IP address, cookies, and pages visited

Do not submit highly sensitive information through the website contact form unless specifically requested through a secure process.

I may process your information to:

• respond to your inquiry;

• schedule and manage consultations;

• understand your financial planning needs;

• provide information about relevant life insurance or financial planning options;

• maintain communication records;

• improve our website and services;

• comply with legal, regulatory, compliance, and record-keeping obligations; and

• send updates or marketing communications only where you have separately agreed to receive them.

I may process your personal information based on:

• your consent;

• the need to respond to your request or inquiry;

• preparation for a possible service or insurance application;

• compliance with legal or regulatory obligations; and

• legitimate business purposes, where permitted by law and balanced with your privacy rights.

Your information may be shared only when necessary with:

• PRU Life UK and authorized representatives, when needed to process or discuss insurance-related inquiries;

• website, email, appointment-booking, customer relationship management, or cloud service providers;

• professional advisers, auditors, regulators, or government authorities when legally required; and

• other parties with your consent.

I do not sell your personal information to third parties.

I retain personal information only for as long as necessary to respond to your inquiry, provide services, meet compliance obligations, resolve concerns, and maintain required records.

After that period, information will be securely deleted, anonymized, or otherwise disposed of in accordance with applicable requirements.

I use reasonable organizational, technical, and physical safeguards to protect your information against unauthorized access, misuse, loss, alteration, or disclosure.

However, no website, email, or internet transmission can be guaranteed completely secure. Please avoid sending sensitive details through unencrypted channels unless specifically instructed.

Subject to applicable law, you may have the right to:

• be informed about how your information is processed;

• access your personal information;

• correct inaccurate or incomplete information;

• object to certain processing;

• withdraw consent where processing is based on consent;

• request deletion, blocking, or destruction where appropriate;

• receive data portability where applicable; and

• file a complaint with the National Privacy Commission.

This website may use cookies or similar technologies to help the website function, understand visitor activity, improve user experience, and measure website performance.

You may manage or disable cookies through your browser settings. Some website features may not function properly if cookies are disabled.

I may update this Privacy Notice from time to time. The latest version will be posted on this website with the updated effective date.

For privacy questions, requests, corrections, withdrawal of consent, or concerns, contact:

Ian Dominique Ramelo
Licensed Financial Advisor, PRU Life UK
Email: financialadvise@lifeandwealthtalk.uk